Terms & Conditions

These Terms and Conditions outline the rules for using our platform STEM Finance.

By accessing or using our website or services, you agree to be bound by these terms.

If you do not agree with any part of them, please do not use Stem.

Cookies

We use cookies to enhance your experience, in line with our Privacy Policy. By using Stem, you consent to the use of cookies as described.

Intellectual Property

Unless otherwise stated, all content and materials on this site are the property of Stem and/or our licensors. All rights are reserved.

You may use our content for personal, non-commercial purposes only. You may not:

- Republish or redistribute any material from Stem

- Sell, rent, or sub-license our content

- Copy, duplicate, or reproduce material for commercial use

- Use our content in a way that violates any laws or third-party rights

Linking to Stem

You may link to our homepage as long as:

- The link is not misleading

- It doesn’t falsely suggest sponsorship or endorsement

- It fits naturally into the context of your website

The following organizations do not need prior approval:

- Government agencies

- Search engines

- News outlets

- Online directories linking as part of standard listings

- Accredited businesses (excluding nonprofits, charity malls, or fundraising groups)

We may also approve link requests from:

- Well-known consumer/business sites

- Community-focused dot-com domains

- Charity organizations or associations

- Industry directories and portals

- Professional firms (law, accounting, consulting)

- Educational institutions and trade groups

Please note that the use of Stem's logo or any other artwork for linking purposes is strictly prohibited unless a trademark license agreement is in place.